If you are like many of our customers and have bad credit, the good news is that you’re not alone. Many of our customers with bad credit come to us with plenty of concerns about whether or not they will be able to afford to buy a new or used car with a car loan. We’re here to let you know that even if you have bad credit, you can still get a car loan in the Mission Area – and one that you can afford!
Here are a few things that you need to know in order to get a bad credit car loan in no time!
People with bad credit have bad credit for many reasons. Some of our customers with bad credit have bad credit because they have lost their jobs or had to move around for work. Other customers with bad credit have made one or more financial decisions that have resulted in bad credit. However, no matter what your reason is for having bad credit, we’re delighted to let you know that having bad credit does not mean you can’t get a car loan. We’d like to help you understand how credit works, first, though. Schedule a consultation with one of our finance experts to discuss your financial situation and to learn how you can get a car loan even with bad credit!
Complete the credit application
Whether you have perfect credit or bad credit, you’ll still have to complete the credit application in order to ensure that you are able to get a car loan. We have the credit application available online so that you can get started from the comfort of your home. When you complete the credit application, our credit expert will be able to learn more about you financial history, spending habits, debts, and more. Based on this credit application, we’ll develop a loan program that is uniquely suited for your needs so that you can afford to buy your car and actually repay your bad credit car loan each month!
Look for deals and savings opportunities
Buying a car with a car loan is not the only way to afford to buy a car; you can also buy your car through a special program, which may be going on now, or by using a trade-in. There are plenty of ways to save even more money when you buy your car; contact us for tips and advice on getting started!